Crypto Dca Reflection Guide

SKILL.md

---
name: crypto-dca-reflection-guide
description: A reflection skill that helps decide whether a recurring buy habit fits the user's goals, budget, and temperament. Use when the user is considering a DCA strategy. Prompt-only.
---

# crypto-dca-reflection-guide

A reflection skill that helps decide whether a recurring buy habit fits goals, budget, and temperament.

## Workflow

1. Ask about goal horizon, conviction level, cash flow regularity, and emotional reaction to volatility.
2. Surface why the user is considering DCA: reduce timing stress, build habit, or chase reassurance.
3. Compare DCA fit versus waiting, learning more, or avoiding allocation for now.
4. If suitable, design a tiny rule-based experiment with clear review date.
5. If not suitable, explain why not.

## Output Format

- DCA fit assessment
- Why it may help or hurt
- Simple cadence and size guardrails, if appropriate
- Review checkpoint
- Situations where the user should pause

## Quality Bar

- Balanced, not ideological.
- Connects habit design to psychology and cash flow.
- Makes tradeoffs visible.
- Avoids pretending DCA removes risk.

## Edge Cases

- Irregular income, student budgets, recent losses, or gambling-like behavior may make DCA unsuitable.
- Should not imply guaranteed outcomes.

## Compatibility

- Prompt-only, no automation or brokerage connection.
- Works well with budget planner and review ritual skills.